Protecting your boat with Towergate Insurance

Exclusive discounted insurance

Berthing at Penarth

Whether you’re enjoying downtime in the marina or your next mini boating adventure on the open water our boat insurance policy has been created with you in mind.

As a boatfolk berth holder, Towergate Insurance offer a 20% discount when you buy or renew a policy,* alongside an enhanced range of features and benefits.      

  • ‘Marina ready’ - £5m liability cover except for employees and marine trade workers, fare paying passengers, water skiers, parascenders and divers
  • Keeping you and your family safer if you think you’ve grounded; you pay the excess and we’ll pay for the lift to check for damage, with no excess charged in a boatfolk marina
  • Covers single-handed use for up to 24 continuous hours for avid UK sailors
  • No Claims Discount to recognise careful ownership.  5% discount per year up to 25% discount for five years, with no claims protected in a boatfolk marina
  • Free tender insurance up to £2000 and associated outboard up to £1000, providing an approved outboard motor lock is in use
  • Up to £5,000 loss of berthing feeds when you are unable to use your berth due to an insured event
  • Loss of keys (£500 limit for any one claim) - Up to £2000 per year
  • Cover for misfuelling (£500 limit for any one claim) - Up to £2000 per year
  • Should you need to make a claim, we have a dedicated team on hand to authorise repairs or agree payments, to get your claim settled as quickly as possible. You can get in touch to let us know about a claim 24/7. For more complex claims, a specialist handler will be assigned to manage the claim and lead you through the process.

To get a quote for your craft, visit the Towergate website today.

*20% discount will be applied to the premium, before Insurance Premium Tax and Customer Service Charge. Minimum premium of £125 for jet ski, £100 for RIB and £75 for all other craft is applicable. The discount is not applicable on dinghies. Discount is only valid for boatfolk berth holders. Discount is subject to underwriting acceptance. Available to UK residents only.  

boatfolk is an Introducer of Towergate Insurance. Towergate Insurance is a trading name of Towergate Underwriting Group limited. Registered in England Company No. 4043759. Registered Office: 2 Minster Court, Mincing Lane, London EC3R 7PD. Authorised and regulated by the Financial Conduct Authority. This can be checked on the FCA’s register by checking the FCA website at www.fca.org.uk/register or by contacting them on 0800 111 6768